:root{--bg:#EFEFF3;--surface:#FFFFFF;--sunk:#EEF0F9;--ink:#22275A;--muted:#5E638E;--line:#D3D6EA;--navy:#1D2675;--indigo:#3C49A1;--lav:#DCDFF2;--coral:#E8725B;--peach:#F8DDD4}
@media (prefers-color-scheme:dark){:root{--bg:#0F1234;--surface:#171B47;--sunk:#1F2458;--ink:#E7E9FA;--muted:#A3A8D6;--line:#2C3270;--navy:#C9CEFF;--indigo:#8D97F0;--lav:#252B66;--coral:#F08A73;--peach:#3A2730;color-scheme:dark}}
*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font:15.5px/1.65 "Poppins","Segoe UI",Roboto,Arial,sans-serif;padding:0 16px 110px;font-variant-numeric:tabular-nums}
.w{max-width:960px;margin:0 auto}a{color:var(--indigo);text-underline-offset:3px}
header{padding:14px 0;display:flex;gap:6px 18px;flex-wrap:wrap;align-items:center;font-size:.86rem}
header>a{display:flex;align-items:center;gap:9px;text-decoration:none;color:var(--navy)}
header>a::before{content:"";width:28px;height:28px;border-radius:8px;background:#1D2675 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 21s-6-5.3-6-10a6 6 0 0 1 12 0c0 4.7-6 10-6 10z'/%3E%3Ccircle cx='12' cy='11' r='2.2'/%3E%3C/svg%3E") center/17px no-repeat}
header b{font-weight:800;font-size:1rem}header nav{color:var(--muted)}
.inst{margin-left:auto;font:600 .82rem "Poppins",Arial,sans-serif;color:#fff;background:var(--coral);border:0;border-radius:999px;padding:7px 16px;cursor:pointer}
main{background:var(--surface);border-radius:22px;padding:34px 34px 30px;margin-top:6px}
h1{font:800 clamp(1.9rem,4.6vw,3rem)/1.04 "Poppins",Arial,sans-serif;letter-spacing:-.025em;color:var(--navy);margin:0 0 14px}
h2{display:inline-block;font:600 .9rem/1 "Poppins",Arial,sans-serif;color:#fff;background:var(--navy);padding:9px 18px;border-radius:999px;margin:34px 0 14px}
@media (prefers-color-scheme:dark){h2{color:#0F1234}}
h3{font-size:1rem;font-weight:700;color:var(--navy);margin:18px 0 4px}.lede{color:var(--muted);max-width:68ch}.lede b{color:var(--ink)}
.cta{display:inline-block;margin:16px 10px 0 0;padding:11px 20px;border-radius:999px;background:var(--navy);color:#fff;text-decoration:none;font-weight:600;font-size:.92rem}
@media (prefers-color-scheme:dark){.cta{color:#0F1234}}
.cta.ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
table{width:100%;border-collapse:collapse;border-radius:16px;overflow:hidden;font-size:.92rem;background:var(--sunk)}
td,th{padding:10px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}td.r,th.r{text-align:right}td.r b{color:var(--navy)}
th{font-size:.8rem;font-weight:600;color:var(--navy);background:var(--lav)}.wrapt{overflow-x:auto;border-radius:16px}
.faq h3{position:relative;padding-left:32px}.faq h3::before{content:"";position:absolute;left:0;top:1px;width:21px;height:21px;border-radius:50%;border:1.5px solid var(--navy);background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231D2675' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12h11M13 7l5 5-5 5'/%3E%3C/svg%3E") center/12px no-repeat}
@media (prefers-color-scheme:dark){.faq h3::before{border-color:#C9CEFF;filter:brightness(2.4)}}
.faq p{color:var(--muted);margin:0 0 8px 32px}
.cols{columns:3 220px;column-gap:26px;background:var(--sunk);border-radius:16px;padding:16px 20px}.cols a{display:block;break-inside:avoid;padding:3px 0;text-decoration:none;font-weight:500}.cols a:hover{text-decoration:underline}
footer{margin-top:18px;padding:22px 26px;border-radius:22px;background:#1D2675;font-size:.84rem;color:rgba(255,255,255,.8)}footer a{color:#fff}
.wa{position:fixed;right:18px;bottom:18px;z-index:50;display:inline-flex;align-items:center;gap:8px;background:#25D366;color:#073b1c;font:700 15px "Poppins",Arial,sans-serif;
 padding:12px 18px 12px 14px;border-radius:999px;text-decoration:none;box-shadow:0 10px 26px rgba(14,20,80,.28)}.wa svg{width:22px;height:22px}
@media (max-width:640px){main{padding:24px 18px}.wa span{display:none}.wa{padding:13px}}